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Renters
We know. Your landlords want you to have insurance before your move in. That is why we get renters insurance right? Well, what does it cover? Let’s say you are in an apartment and someone else’s unit catches on fire and eventually gets to your home. The building only has coverage for their property, your personal items lost in that incident are your responsibility to replace. That is where renters coverage steps in!
Homeowners
The policy that covers what you worked so hard to get. Your home. The coverage in its simplest form can help replace a portion of the home or the home in its entirety, in the event of a loss. However, there are many additional protections to safeguard you against other unexpected scenarios( i.e. someone getting injured on your property or expenses for a hotel during a claim.)
